Best Credit Card for Amazon 2025 – Top Picks for Cashback & Rewards

🧠 The Big Question: Which Card Rules Amazon in 2025?

If your shopping cart is always full, your credit card should work for you — not against you.

In 2025, there’s no shortage of cashback contenders, but a few cards stand out for Amazon superfans, Prime members, and anyone who’s turned “add to cart” into a daily ritual.

Let’s break it down. 👇

🏆 #1. Amazon Prime Rewards Visa (The Obvious MVP)

If you’re a Prime member, this is hands-down the best card for Amazon purchases.

Perks:

5% back on Amazon and Whole Foods every day.
6% back during Prime Day & Big Deal Days.
2% back at restaurants, gas stations, and drugstores.
1% back on everything else.

Bonus: No annual fee (if you’re a Prime member).

💡 Pro tip: Use your rewards to pay for future Amazon orders — it’s automatic cashback therapy.

🥈 #2. American Express Cobalt Card (For Everyday Shoppers)

For Canadians who shop Amazon and love dining out, the Amex Cobalt is a powerhouse.

Perks:

5x points on food, groceries, and delivery apps.
2x points on travel and transit.
Often includes Amazon gift card promos for new signups.
Transfer points to Aeroplan or Marriott Bonvoy.

Why it works for Amazon: You can convert Amex points into Amazon gift cards or cash credits.

🥉 #3. CIBC Dividend Visa Infinite (Cashback Simplicity)

Perfect if you want straightforward cashback without juggling point systems.

Perks:

4% on groceries and gas.
2% on recurring payments and streaming.
1% on everything else (including Amazon).
Seasonal promotions occasionally boost Amazon purchases to 3–5%.

If you’re not a heavy Prime user, this card’s no-nonsense cashback is a solid choice.

💡 Pro Tips for Amazon Shoppers

Use multiple cards strategically — e.g., Prime Visa for Amazon, Amex for food.
Stack rewards — combine card cashback with Amazon coupons and gift card bonuses.
Look for limited-time promos — banks often partner with Amazon around Prime Day.
Redeem cashback wisely — don’t waste small credits; roll them into big buys.
Always pay in full — interest charges eat your savings faster than Lightning Deals.

😂 Final Thought

So, which credit card is best for Amazon in 2025?
It depends on your shopper personality:

Prime loyalist? Amazon Prime Rewards Visa.
Points collector? Amex Cobalt.
Cashback minimalist? CIBC Dividend Visa.

Whichever you pick, just remember: in 2025, a “smart shopper” isn’t the one who spends less — it’s the one who earns more while spending anyway. 💳🛍️

Some links in this article may be affiliate links which means I may earn a small commission if you make a purchase. Thanks for the support!

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